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Covered California for Small Business –
New Blue Shield Plans

Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.

All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.

For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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BASIC

Archive for the ‘BASIC’ Category

BASIC Webinar: The ACA Filing Clock Is Ticking. BASIC’s Solution Is Here for You.

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The IRS is increasing enforcement, actively pursuing non-compliant Applicable Large Employers (ALEs) with 50+ full time equivalent employees (FTEs). ALEs are required to furnish Form 1095-C to employees by March 4, 2024, and file Form 1094-C with the IRS by February 28, 2024 (April 1, 2024, if filing electronically).

Attend this webinar for an overview of the ACA requirements and deadlines, and get a demonstration of BASIC’s ACA Elevate filing solution that will handle ACA compliance and help your clients avoid penalties.

This webinar is not eligible for CE credits. Reserve your spot today!

Reserve Your Spot

 

Presenter: Chris Eckert, Vice President of Sales
Chris has been with BASIC for over 18 years, with proven success in helping employers find cost-effective, value-driven solutions for HR Benefits, Compliance, Payroll, and Leave Management. He’s dedicated to providing thorough, professional, and personalized customer service with integrity. Chris consistently goes above and beyond for his clients by finding the BASIC service that satisfies their toughest HR challenges while meeting all their must-haves.

To learn more, check out the BASIC website and contact us at 800.696.4543 or info@claremontcompanies.com for assistance when you’re ready to enroll a group in a BASIC plan.

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

 


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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2024 HSA Contribution Limits

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The Internal Revenue Service (IRS) has announced a notable increase in the contribution limits for Health Savings Accounts (HSAs) for 2024, a change that will offer greater flexibility for small businesses, their owners, and their employees.

The annual HSA contribution limit for individuals with self-only High Deductible Health Plan (HDHP) coverage will rise to $4,150, marking a significant increase from the $3,850 limit set in 2023. Similarly, the limit for individuals with family HDHP coverage will increase to $8,300, up from $7,750 in 2023.

In a significant milestone, 2024 marks the first instance where an older married couple, both aged 55 or over, will be allowed to contribute more than $10,000 to their HSAs. This development is made possible by the combination of the increased standard contribution limit and the continuing ability for those aged 55 or older to contribute an extra $1,000 per person. This means that in the last 10 years leading up to retirement, a couple could potentially accumulate more than $100,000 in their HSAs.

The chart below shows a comparison of the 2024 versus the 2023 amounts. Get the details.

2024 HSA Limits

HSA Administration Service Partners

Contact us today for help with HSA administration.

Get Help with HSA Administration

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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BASIC Webinar: Know The Do’s and Don’ts of COBRA Compliance

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COBRA is a complex set of laws and regulations with many traps for the unwary, and mistakes can be costly. BASIC’s COBRA expert, Tammy Parr, will outline COBRA and its rigorous requirements.

You’ll Learn:

The 60-minute webinar will be followed by a Q&A and information about BASIC’s COBRA Administration.

BASIC’s webinar is approved for 1.0 SHRM-CP credits for advanced professional credentials for HR professionals worldwide. Credits are for live attendance only. Register now.

Register Now

 

Presenter: Tammy Par
Tammy Parr is an Independent Sales Director at BASIC. With over 35 years of experience working with COBRA, Tammy leverages her expertise to ensure clients and insurance brokers are fully compliant every step of the way. Clients appreciate Tammy’s extensive regulatory knowledge, which allows her to recognize and satisfy personalized needs for companies of all sizes and industries. Insurance brokers love working with Tammy because they know she wants the best for their clients.

To learn more, check out the BASIC website and contact us at 800.696.4543 or info@claremontcompanies.com for assistance when you’re ready to enroll a group in a BASIC plan.

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

 


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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BASIC – Pet Wellness Reimbursement

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Many employers have shifted to either temporary or permanent work-from-home policies due to the pandemic. As a result, a large percentage of employees have spent more time at home and around their pets.

An essential part of the family, pets offer companionship and comfort, however, they also require care. And pet care can be expensive and stressful. To help address the costs and stress of pet care, employers should offer a pet wellness reimbursement account. The benefit acknowledges the importance that pets play in employees’ lives and comes at a time when quality-of-life issues have played an increasing role in how people select their employers.

Reimbursable pet expenses are determined by the employer and can be tailored to the employee’s specific needs. Benefit funds can be used for expenses such as food, grooming, training classes, pet insurance, boarding, and the purchase or adoption of a pet.

Plus, pet wellness reimbursement funds can be used for travel harnesses, dog walking fees, automatic feeders, and many other expenses to help employees that will be returning to the workplace with or without their pets.

Pet Wellness Reimbursement Benefits

Why Pet Benefits Matter

Appreciated by all pet owners, pet wellness reimbursements are a fringe benefit that gives employees the financial flexibility to improve the lives of their pets and even their own.

With BASIC’s Fringe Benefit Accounts, employers can offer reimbursement funds for different lifestyle expenses including gender affirmation, fertility, pet wellness, and other similar expenses that aren’t included in traditional benefits packages.

To learn more, check out the BASIC website and contact us at 800.696.4543 or info@claremontcompanies.com for assistance when you’re ready to enroll a group in a BASIC plan.

 

Questions?
Contact The Claremont Answer Team at 800.696.4543 or info@claremontcompanies.com.

¹2019 Employee Benefit Adviser “5 benefit perks to entice top millennial talent to your clients.”
²2019 HealthPocket Info Poll: https://www.healthpocket.com/healthcare-research/surveys/how-millennials-approach-health-insurance#.X_N5EC9h1TY
³2019 Mars Petcare “Better Cities for Pet” Annual Report.

 


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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BASIC Broker and Employer Webinars

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Join one or both of BASIC’s upcoming webinars and share them with your colleagues.

1.0 HRCI & SHRM: FMLA Employer Requirements and Best Practices

Presented by Joe Aitchison, SPHR, SHRM-SCP, CHRS

This educational webinar for employers and human resource professionals will provide valuable information on the basics of FMLA and employer requirements, as well as the most common FMLA mistakes made by employers and their associated risks. Joe Aitchison will also cover best practices employers should adopt and give real-life examples from clients in a variety of industries.

Agenda

The 60-minute webinar will be followed by a Q&A and information regarding BASIC’s FMLA Administration options.

This webinar is approved for 1.0 HRCI and 1.0 SHRM-CP advanced credits for HR professionals worldwide. Credits are for live attendance only. Register now.

Register Now


See How Your Payroll Compares. Don’t Settle For Another Year.

Presented by Chris Eckert, BASIC Vice President of Sales, and Andrew Waldowski, BASIC Regional Director

Don’t put up with stressful payroll problems that are holding your organization back. You have time to evaluate your payroll systems and vendor solutions before the end of the year.

Chris will cover BASIC Payroll Plus, their full-service Payroll, Timekeeping, Time Clocks, and Human Capital Management solution. During his demonstration, he will show the Manager & Employee Experience, PTO/Sick Leave Tracking, Applicant Tracking, Onboarding, Payroll Processing, and Reporting capabilities.

Andrew will cover BASIC Gatekeeper, their proprietary in-house payroll software. The standalone in-house software interfaces with all major general ledger accounting systems giving tools necessary to process a simple or complex, multi-location payroll. Andrew will also demonstrate BASIC Gatekeeper Lms.net – Timekeeping Software as a Service (SaaS).

This webinar is not eligible for CE credits. Register now.

Register Now


To learn more, check out the BASIC website and contact us at 800.696.4543 or info@claremontcompanies.com for assistance when you’re ready to enroll a group in a BASIC plan.

 

Questions?
Contact The Claremont Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

 

 

BASIC HR Outsourcing Services

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HR outsourcing has become increasingly important as employers seek ways to reduce administration time and resources spent, so they can focus on more strategic activities to grow their business.

In addition to saving costs, HR outsourcing can:

Managing employees today is complex and requires specialized knowledge to avoid legal issues and penalties for noncompliance. Most small business owners without a human resources department don’t have that knowledge, don’t maintain the proper employee paperwork, or don’t have effective policies for managing staff. Not only do these gaps in knowledge create risk for the company and cost money, but they also mean that business owners spend more time than necessary on these tasks.

Mid-size companies that do have a human resources department may also feel the pressure to reduce expenses and hand off administrative and compliance-related functions. In either case, BASIC’s HR Assist Lite service offers one-stop HR outsourcing solutions to help both small and mid-size businesses.

HR Assist Lite

Offers employers access to a full suite of tools to help with managing all things human resources including Unlimited Ask the Proa feature of HR On-Demand.

Unlimited Ask the Pro
Allows employers to ask a team of certified HR Advisors unlimited questions, online or over the phone. Topics range from sick leave policies to hiring, terminations, employee relations, and the Affordable Care Act.

Features

HR Assist Lite gives small and mid-size businesses the essential expertise, technology, and tools they need to streamline their human resources department, eliminate the stress and time spent on tedious workforce management, stay compliant and protected, and effectively compete in today’s business environment.

Offer your employers, with or without a dedicated HR Department, the invaluable benefit of HR outsourcing.

To learn more, check out the BASIC website and contact us at 800.696.4543 or info@claremontcompanies.com for assistance when you’re ready to enroll a group in a BASIC plan.

 

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

 

 

BASIC Webinar: ARPA Regulations & BASIC COBRA’s Administration Response

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Learn about the American Rescue Plan Act’s (ARPA) unprecedented federal government subsidy of 100% of COBRA premiums, employers’ compliance responsibilities, and qualified beneficiary eligibility. And get an overview of the steps BASIC is taking to keep clients in compliance. You’ll also get a synopsis of BASIC’s COBRA Administration.

No CE credits are available. Register now.

Register Now

 

To learn more, check out the BASIC website and contact us at 800.696.4543 or info@claremontcompanies.com for assistance when you’re ready to enroll a group in a BASIC plan.

 

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.

 


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

 

 

BASIC Broker and Employer Webinar Series

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Join one or all of BASIC’s upcoming webinars and share them with your colleagues.

1.0 HRCI & SHRM: New COVID-19 FSA Relief – Consolidation Appropriations Act (CAA), 2021

Recent legislation, the Consolidated Appropriations Act (CAA), 2021, allows employers to let their employees roll over unused funds in their health and dependent care FSAs from 2020 to 2021, and again the following year from 2021 to 2022. While this relief is optional, it’s a welcome sight for participants whose employers choose to adopt these FSA rollover measures.

ERISA Attorney Catherine (Cat) Rische will cover:

The 60-minute webinar will be followed by a Q&A and information regarding BASIC’s CDA Administration (FSA, HRA, HSA, Wellness, and more).

This webinar is approved for 1.0 HRCI and 1.0 SHRM-CP advanced credits for HR professionals worldwide. Credits are for live attendance only. Register now.

Register Now


Peace of Mind COBRA Compliance

Regional Director, Dina Miller, will present an overview of COBRA regulations basics and BASIC COBRA Administration.

BASIC’s proven expertise ensures consistent compliance that satisfies the requirements of all relevant regulations. With penalties up to $100 per day per qualified beneficiary, COBRA non-compliance fines can add up quickly. Additionally, the benefits of outsourcing COBRA administration to BASIC extend far beyond avoiding penalties. After transferring the burden of COBRA to BASIC, HR departments can spend their time on things like employee healthcare and recruiting top talent. BASIC’s easy access COBRA portal makes life easier for HR departments across the country. Register now.

Register Now


1.0 HRCI & SHRM Credits: OSHA & COVID-19

This presentation will provide valuable information on OSHA’s regulations related to COVID-19. On January 21, 2021, President Joe Biden signed an executive order on protecting worker health and safety that directed the Occupational Health and Safety Administration (OSHA) to issue revised guidance to employers on workplace safety during the COVID-19 pandemic by March 15, 2021. This webinar will cover the current COVID-19 prevention program and any new guidance or regulation if released. The 60-minute webinar will be followed by a Q&A.

This webinar is approved for 1.0 HRCI and 1.0 SHRM-CP credits for advanced professional credentials for HR professionals worldwide. Credits are only available for live attendance. Register now.

Register Now


To learn more, check out the BASIC website and contact us at 800.696.4543 or info@claremontcompanies.com for assistance when you’re ready to enroll a group in a BASIC plan.

 

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

 

 

BASIC Broker Webinar Series

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Join one or all of BASIC’s upcoming webinars and share them with your colleagues.

Reduce Your Compliance Risk With BASIC ACA Elevate: 2020 Filing Data

It’s more important than ever to secure a compliance expert to assist with ACA Filing, especially Applicable Large Employers (ALEs). Join BASIC Regional Director Dave George as he highlights the features and benefits of BASIC ACA Elevate – ACA Filing for 2020. No CE credits are available. Register now.

Register Now


1.0 HRCI & SHRM Credits: Understanding the FMLA – Employer Requirements

Understand the FMLA and its requirements, including the most common FMLA mistakes made by employers and their associated risks as Joe Aitchison covers specific employer best practices and how FMLA and COBRA interact. More information on how the FMLA relates to COVID-19 will be provided should the FFCRA and other emergency expansions be extended. The 60-minute webinar will be followed by a Q&A.

Agenda

The webinar is approved for 1.0 HRCI and 1.0 SHRM-CP credits for advanced professional credentials for HR professionals. Credits are only available for live attendance. Register now.

Register Now


1.0 HRCI & SHRM: 2020 ACA Filing

Join experienced employee benefits attorney, Catherine Rische, as she covers ACA filing requirements and what employers need to do if they receive an IRS penalty notice. This webinar is perfect for first-time filers, employees of a growing company preparing to file for next year, and even those who have been filing for years. A Q&A will follow the 60-minute webinar.

Agenda

The webinar is approved for 1.0 HRCI and 1.0 SHRM-CP advanced credits for HR professionals. Credits are only available for live attendance. Register now.

Register Now


To learn more, check out the BASIC website and contact us at 800.696.4543 or info@claremontcompanies.com for assistance when you’re ready to enroll a group in a BASIC plan.

 

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.

 


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

 

 

Claremont Welcomes BASIC

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We’re excited to welcome BASIC. As a technology-driven human resource compliance company, BASIC helps employers control costs, manage risks, and maintain flexibility with their experienced staff, proprietary software, and comprehensive HR solutions

Product and Services

Human Resource Benefits

Payroll and Leave Management

Compliance and Technology

To learn more, check out the BASIC carrier page and contact us at 800.696.4543 or info@claremontcompanies.com for assistance when you’re ready to enroll a group in a BASIC plan.

 

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

 

 

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If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materials@claremontcompanies.com.