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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
Login To PrismIdentify new business opportunities and create valuable administrative efficiencies for your firm and for your clients with a block strategy from MetLife.
With a wide range of solutions, service delivery, and focused support, MetLife will help you deliver the most updated contracts, plan designs, and competitive pricing available to each block of business.
Download the MetLife flyer to learn more.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Founded in 1989 by Sears Optical, National Eye Exam Month was established as a way to educate the public about eye health and safety.
Comprehensive eye exams are one of the most important aspects of preventative health care, namely because many eye diseases and disorders can be detected in the early stages. Even if your vision is perfect and you are without problems, a comprehensive eye exam may say otherwise. An eye exam does more than just test your vision. It can provide insight regarding your overall health and wellness.
Remind your employer groups to celebrate National Eye Exam month by scheduling their eye exams and getting their eyes checked regularly as part of their annual healthcare routine.
Use National Eye Exam Month as an opportunity to discuss the advantages of vision coverage and help your groups save money with MetLife’s flexible and comprehensive benefit options.
With the addition of Davis Vision and Superior to the MetLife portfolio earlier this year, large group members now have access to one of the largest provider networks in the country. Plus, exceptional service and claims experience make it easy for employers and employees to manage and use vision care benefits. Get the details.
Great value and an extensive retail network that delivers lower out-of-pocket costs for members.
To learn more, download the Davis Vision by MetLife flyer.
An extensive network of providers and retailers along with access to some of the latest corrective eyewear and procedures, and valuable savings.
To learn more, download the Superior Vision by MetLife flyer.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
After a record number of cyberattacks in 2020, per the Identity Theft Resource Center, the total number of data compromises alarmingly shot up to above 68% in 2021 from the 2020 level.
As cybersecurity risks continue to rise for individuals, making employees more vulnerable to personal data and identity fraud, there’s been a growing demand from employers looking to offer digital security benefits to their employees.
The workforce prioritizes companies that provide a wide range of benefits and recognize their role in supporting employees’ holistic well-being. In fact, 51% of employees say that employers should play a greater role in the safety and protection of employees and their families, according to MetLife’s 2021 U.S. Employee Benefit Trends Study.
Help your clients drive employee wellness, productivity, and engagement by offering identity and data protection services from MetLife powered by Aura’s intelligent digital security solutions.
With an all-in-one digital theft prevention benefit, Aura helps prevent fraud before it happens, so employees can focus on what matters most. Available to groups with 100 or more employees, employers have a choice of three benefit levels that meet their protection and budget requirements through both employer-sponsored and voluntary plans.
To learn more, download the flyer.
MetLife Identity and Fraud Protection
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Employees needs have changed drastically in just a few short years due to an increasingly diverse workforce, a pandemic, and the lowest job satisfaction rate in 20 years. Today’s workers expect employers to recognize the importance of their lives inside and outside of work.
Benefits are a powerful tool for serving the whole employee and meeting the needs of the entire organization. That’s true not only in the intense competition to win talent, but also in enabling and equipping employees to be their best, both at work and in their personal lives. In this ‘Age of the Employee,’ organizations that offer compelling benefits will be better positioned for success in these uncertain times.
MetLife’s 20th Annual U.S. Employee Benefit Trends Study 2022, The Rise of The Whole Employee: 20 Years of Change in Employer-Employee Dynamics: Reimagining the Healthcare Employee Experience, provides actionable insights to help you recommend a benefits mix for employers that can help them satisfy the complex and divergent needs of their employees.
The MetLife Study Will Help You:
Download the MetLife Study for insights, guidance, and expertise to share with your employer groups. Contact us today to develop tailored benefits solutions that address your clients’ needs.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
MetLife has launched a Health & Wellness Content Library designed to help employers educate, raise awareness, and empower their employees to make informed decisions about their health and well-being. Organizations can utilize this content to launch targeted health campaigns to promote overall well-being and encourage positive behavior change among their employee population.
MetLife Health & Wellness Content Library
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Many California employers have employees who travel globally. Now more than ever, these employees expect benefits that protect them and their families when they’re abroad.
MetLife Worldwide Benefits provides life and disability coverage that protects your clients’ employees when they travel abroad.
Beginning December 15, 2021, MetLife Worldwide Benefits life insurance coverage will include Grief Counseling services at no extra cost to employers and globally-mobile employees.
MetLife life insurance coverage is available to employers with as few as two employees.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
The ongoing impact of the pandemic has put small business owners to the test as they navigate unprecedented business restrictions, a prolonged economic downturn, uncertainty surrounding pandemic relief initiatives, and the changing work-life environment.
Even as we emerge from some of the restrictions, employees are feeling the pressures of uncertain or heavier workloads, long-term work from home or workplace safety issues, and health and financial concerns. As a result, employees are looking to their employers for support.
Small businesses who understand the shifts in employee needs and expectations, and take steps to enhance their well-being, will have a more productive and successful workforce.
MetLife’s report, How Small Businesses Can Adapt to the Trends Transforming the Workforce, provides insights from their 19th annual U.S. Employee Benefit Trends Study 2021 to help brokers tailor their strategies based on workplace trends, small business employer and employee concerns, and the far-reaching implications of the pandemic.
Inside the Report, You’ll Learn:
Key Findings:
Download the MetLife Report for insights, guidance, and expertise to share with your clients and prospects. Contact us today to develop tailored benefits solutions that address your clients’ needs.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Choosing the right dental benefits can be challenging – especially for a small business. With MetLife, it’s easy to offer a dental plan that helps balance costs while meeting employer and employee needs.
Dental benefits are an important and highly visible part of an employer’s benefits program. Not only do 70% of employees consider dental coverage a must-have benefit¹, but it’s also coverage they’re likely to use regularly. And with each visit to the dentist, they’re evaluating the value of the plan, the savings, and the provider network.
Flexibility to See Any Dentist
MetLife’s dental plans offer a comprehensive range of options to meet employer objectives and diverse employee needs, including the choice of visiting dentists in or out of network.
Extensive Provider Network and Cost Savings²
With a PPO network that includes 521,000+ dentist access points nationwide³, MetLife’s dental plans include network discounts that average 30% to 45% below community average charges4.
MetLife’s high in-network utilization is 6.5% higher than the industry average5, indicating that MetLife offers more savings for the dentists that employees prefer.
In addition, MetLife’s network providers are held to the network’s discounted fee schedule. So there are no unexpected costs for plan participants, even if they exceed the annual maximum benefit and frequency and age limitations.
Provider Quality
A network is only as good as the quality of the dentists who participate. MetLife’s extensive vetting process before dentists join its network, continual monitoring, and re-credentialing process every three years ensures a stable network that helps provide employees with access to quality consistent care.
Help your small business clients deliver dental benefits that help increase employee satisfaction, retention, and recruitment. To learn more, download the flyer.
Secure a 5% discount on dental rates when bundling a second line of coverage. To learn more about this and other MetLife incentives, contact us today at 800.696.4543 or info@claremontcompanies.com.
Questions?
Contact your Claremont Answer Team at 800.696.4543 or info@claremontcompanies.com.
¹MetLife’s 19th Annual U.S. Employee Benefits Trends Study, 2021.
²Savings from enrolling in a dental benefits plan will depend on various factors including the cost of the plan, how often participants visit the dentist and the cost of services rendered.
³MetLife PDP Plus data as of 2020.
4Based on MetLife internal data.
5Dental Actuarial Analytics, Dental PPO Network Study, 2019 edition.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Understanding the everyday experiences of employees and their well-being needs will continue to evolve as we move beyond the pandemic. Employers who focus on the changing needs of their workforce will improve their employees’ physical, mental, financial, and emotional well-being and future-proof their organization.
MetLife’s 19th Annual U.S. Employee Benefit Trends Study 2021, A New Era of Work: Reimagining the Healthcare Employee Experience, provides insights to help you tailor your strategies to guide businesses toward the right path to recover and thrive this year and beyond.
Inside The Study, You’ll Learn:
Benefits Healthcare Employees are Most Interested In
Download the MetLife Study for insights, guidance, and expertise to share with your employer groups. Contact us today to develop tailored benefits solutions that address your clients’ needs.
Questions?
Contact your Claremont Team at 800.696.4543 or info@claremontcompanies.com.
Many employers are subject to state-mandated disability insurance programs and paid leave requirements. Nowadays, with remote workforces often spread across multiple states, employers must understand their obligations to all of their employees wherever they are located.
An employer may provide the minimum benefits required (usually called statutory benefits) or greater benefits under the same or supplemental plan. In California, if an employer chooses to use its own voluntary plan, the plan must exceed State Fund standards in at least one area.
Navigating and complying with the various laws can be complicated – but it doesn’t have to be. To help your clients be compliant and avoid fines and penalties, the MetLife Statutory Leave Benefit Guide will help you provide advice and present solutions. The Guide outlines recently enacted laws, summarizes state-by-state employer requirements, and provides links to more detailed resources.
To learn about the advantages of disability benefits for your clients and prospects, download the Guide.
MetLife Statutory Leave Benefit Guide
MetLife’s broad range of products and service solutions help provide income protection, maximize productivity, and minimize administration for employers of all sizes.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.