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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
Login To PrismMany employers are subject to state-mandated disability insurance programs and paid leave requirements. Nowadays, with remote workforces often spread across multiple states, employers must understand their obligations to all of their employees wherever they are located.
An employer may provide the minimum benefits required (usually called statutory benefits) or greater benefits under the same or supplemental plan. In California, if an employer chooses to use its own voluntary plan, the plan must exceed State Fund standards in at least one area.
Navigating and complying with the various laws can be complicated – but it doesn’t have to be. To help your clients be compliant and avoid fines and penalties, the MetLife Statutory Leave Benefit Guide will help you provide advice and present solutions. The Guide outlines recently enacted laws, summarizes state-by-state employer requirements, and provides links to more detailed resources.
To learn about the advantages of disability benefits for your clients and prospects, download the Guide.
MetLife Statutory Leave Benefit Guide
MetLife’s broad range of products and service solutions help provide income protection, maximize productivity, and minimize administration for employers of all sizes.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Earn more in 2021 by leveraging the broker bonus programs below.
Earn points for every sale that qualifies for Blue Shield’s new Small Business Incentive Program (June 2021 to January 2022 effective dates) and other broker bonus programs. Then redeem your points for rewards from hundreds of great options, such as gift cards, electronics, products for your home, and more. Or convert your points to cash with a Visa gift card. Best of all, there are no complicated tiers or calculations required!
You Can Earn
With the Producer Rewards points-based bonus program, each point is equal to one dollar. Plus it’s easy to keep track of your point status and what you’ve earned.
Learn more about the Small Business Incentive Program and Producer Rewards Program. Enroll in the Blue Shield Producer Rewards Program today.
Groups written through Claremont are eligible for this program.
Earn a $5,000 bonus for groups with 25-100 enrolled employees. Effective dates from July 1, 2021 to September 15, 2021 are eligible. Expires September 15, 2021. Download the Cigna + Oscar Mega Bonus Program flyer.
Earn a $350 bonus for every Cigna + Oscar group with four or more enrolled employees. Effective dates from April 1, 2021 to December 15, 2021 are eligible. Expires December 15, 2021. Download the Cigna + Oscar 2021 Broker Bonus Program flyer.
Sell Delta Dental’s small group plans, including plans from their new Small Business Program portfolio and qualify for the retention and new sales bonuses. Effective dates from January 1, 2021 to December 31, 2021 are eligible.
Retention Sales Bonus
Retain at least 90% of your book of business through 2021 and earn a bonus on your existing business and qualify for new sales rewards. The more you retain, the more you earn.
New Sales Bonus
Once you’ve met your retention goal, there are three levels of sales rewards. New sales bonuses are based on the number of new groups or total new premium received. And this rewards program is in addition to your existing standard small business commission.
You’ll be automatically enrolled with your first sale. The small business rewards dashboard provides a real-time view of your earnings progress. Expires December 31, 2021. Rewards will be calculated and paid after December 31, 2021. Download the Delta Dental Broker Rewards Program flyer.
Earn up to $750 when you sell your first dental and/or vision case if you haven’t written a case with Humana in the last 12 months. Groups must be 5+ enrolled. Effective dates from July 1, 2021 through December 31, 2021. Expires December 31, 2021. To learn more, download the Welcome Back Specialty Bonus flyer.
To earn a bonus, sell new specialty lines of coverage with the same employer group and initial effective dates of coverage between August 1 and December 31, 2021.
Place stand-alone specialty lines of coverage or add specialty lines of coverage to a new or existing Humana group medical customer and earn:
Specialty lines of coverage include dental (including voluntary dental), vision (including voluntary vision), life, and accidental death & dismemberment (AD&D). Expires December 31, 2021. To learn more, download the Bundling Bonus flyer.
Earn an initial bonus of up to 5% as a percentage of paid compensable premium and a Specialty Net Growth Factor of up to 140% from a producer’s net gain or loss of enrolled employees.
Eligible products are group term life (including AD&D), group term voluntary/supplemental life (including AD&D), group vision (including voluntary vision), and group dental (including voluntary dental). Expires December 31, 2021. To learn more, download the 2021 Producer Partnership Plan brochure.
Earn Leaders Club points through new medical and qualifying specialty plan sales or Go365 results to qualify for awards including a trip to Banff National Park in Canada for the Leaders Club 2022 event. Effective dates of coverage are from January 1, 2021 to December 31, 2021. Expires December 31, 2021. To learn more, download the 2021 Producer Partnership Plan brochure.
Earn 1.5% additional broker compensation when selling dental plus two coverages.
How it works:
No expiration. Download the MetLife Multi-Product Advantage flyer.
Production Bonus
The more you sell, the higher the bonus factor. Whether you sell several smaller cases or just a few larger cases, you can qualify for a production bonus based on new sale credits for each of these qualifying coverages or services.
Persistency Bonus
The more premium you retain the higher the bonus factor.
Earn one new sale credit for each of these qualifying coverages or services:
Earn one-half credit for voluntary accident or voluntary critical illness. Expires December 31, 2021. Download the Principal Broker Bonus flyer.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
In today’s benefits environment, employers are looking for ways to support their employees’ financial and emotional well-being. MetLife Legal Plans can help your clients address this challenge.
With MetLife Legal Plans Your Groups Will Get:
MetLife Legal Plans provide affordable and convenient legal services that add value — enhancing the competitiveness of the group’s benefits program, help recruit and retain talent, support employees’ financial and emotional well-being, and increase productivity.
When you place the MetLife application (for groups with 10-99 employees) through Claremont, your group can get a 5% discount on dental rates with just one employee enrolling in MetLaw. Some employers even pay for the MetLaw subscription for key employees in order to gain the 5% dental savings.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
One year into the pandemic, employers are just now understanding its long-term effects. Business models have shifted to meet market needs and the effects have pushed employees into placing more value on protection, safety, preparedness, and their own well-being.
Businesses need resilient employees who can endure the pandemic’s lasting stress and adapt to a changing workplace. To help employees become more resilient, employers are recognizing they need to create a holistic employee experience that addresses workers’ changing priorities regarding safety, mental health, and more.
MetLife’s report, Redesigning The Employee Experience: Preparing The Workforce For a Transformed Experience, provides insights from their 19th annual U.S. Employee Benefit Trends Study 2021 to help you tailor your strategies to guide businesses toward the right path to recover and thrive in 2021 and beyond.
Inside the Report, You’ll Learn:
Key Findings:
Download the MetLife Report for insights, guidance, and expertise to share with your clients and prospects. Contact us today to develop tailored benefits solutions that address your clients’ needs.
Questions? Need a Quote?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Help your clients add value to their benefits program by offering employees coverage for their furry family members.
Keeping pets healthy and happy is a top priority. But even one unexpected trip to the vet can wreak havoc on an employee’s personal finances. And when a pet is ill or injured it can be stressful and distracting.
The long-term cost of caring for a pet will vary, but medical bills are inevitable. Finding the right pet insurance policy can help employees balance taking care of their furry family members with their own financial well-being.
With MetLife Pet Insurance coverage for dogs and cats, pet parents get reimbursed for covered unexpected expenses, so they can stay focused and productive at work.
Features Include:
How it Works:
Pet insurance is automatically added to new business and at the anniversary or renewal to clients (51-99 employees) with MetLife core coverage starting with March 1, 2021 business.
To learn more about this exciting value-add discount program, download the flyer and visit MetLife.
Why Pet Insurance Matters
Download the MetLife Pet Insurance Value Story flyer to learn more.
MetLife’s broad range of products and service solutions help provide income protection, maximize productivity, and minimize administration for employers of all sizes. Help your clients stand out from the competition with a more attractive benefits package.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
When employees are unable to work due to an injury or illness, they may face unexpected financial strains – disability insurance can help replace lost income and cover essential living expenses. For various reasons, young people especially don’t expect health problems will prevent them from working. Yet, regardless of age, disability insurance can prevent an accident or ailment from becoming a financial catastrophe.
In fact, a majority of employees, 70%, agree that having enough money to pay their bills if someone in their household is no longer able to work is important, according to MetLife’s 13th annual U.S. Employee Benefit Trends Study.
Why Disability Insurance is Essential
In addition to offering a safety net if an accident or illness keeps employees from working, disability insurance can also help attract and retain valuable employees while simultaneously reducing turnover and improving your client’s bottom line.
To provide guidance and answers to common disability insurance questions, download the ’10 Simple Tips: The Essentials of Disability Insurance’ flyer and visit MetLife.
10 Simple Tips: The Essentials of Disability Insurance
MetLife’s broad range of products and service solutions help provide income protection, maximize productivity, and minimize administration for employers of all sizes.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
To help small businesses (groups with 99 or fewer employees) who may be facing challenges as a result of the COVID-19 pandemic, MetLife will hold rates (no rate increase) for dental and vision renewals with effective dates commencing on or before May 31, 2021.*
Visit MetLife’s website for updates, resources, benefit coverage, and answers to common questions regarding COVID-19.
*Excludes cases written through a Trust, Association, or PEO. Life and disability coverage are still subject to review and potential rate increases.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
MetLife recently released its Q4-2020 MetLife & U.S. Chamber of Commerce Small Business Index.
Highlights Include:
Read the full report to learn more.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Employees rank dental coverage as one of their top five must-have benefits1. But providing a quality dental plan requires more than simply looking at the size of the network. A strong dental provider network can increase satisfaction and savings for important and visible benefits.
The value of a dental network is not just about the number of providers. It’s also about:
The combination of network size, discounts, quality, and cost protections gives a dental network the power to drive satisfaction and savings for both employers and employees. Help your clients understand the true value of provider networks by delivering the right dental plan – and network – to their employees. To learn more, download the MetLife flyer and visit MetLife’s website.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
¹MetLife Employee Benefits Trends Study, 2020.
²Based on MetLife internal data.
³Dental Actuarial Analytics, Dental PPO Network Study, 2018 edition.
4Ruark Consulting Dental PPO Network Study,2018 edition.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
The Increasing Value of Disability Coverage
The COVID-19 pandemic not only increased employees’ concerns about their health and finances—it also highlighted some distinct vulnerabilities. MetLife’s research revealed that during the crisis, one in three employees felt like they didn’t have enough disability coverage to protect themselves or their families if they were unable to work due to short-term or long-term illness or injury.1
What’s more, these burdens can have an adverse effect on employee productivity and work performance. Fortunately, there are ways employers can help support their employees with disability coverage now and ease some of their concerns going forward.
By providing employees with a range of absence, family and medical leave programs, employees can choose the type and level of protection that works best for them. Disability coverage empowers employees to protect their income, even when they can’t predict the future.
Recognizing the value of disability coverage is important. But, so too, is working with a provider that ensures employees will experience that value when they need it the most. Ensure your clients understand the benefits of providing access to such coverage. And educate them on how MetLife can help.
MetLife provides:
Help your employers meet the growing demand for disability benefits and give them the tools they need to answer their employees’ disability coverage concerns. Download the flyer to learn more about MetLife’s disability offerings and why disability insurance is more valuable than ever.
1MetLife 2020 Employee Benefits Trend Study
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.