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Market Insights

Archive for the ‘Market Insights’ Category

KFF 2022 Employer Health Benefits Survey

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Given today’s tight labor market and rising wages, employers are concerned about the cost of health premiums, especially since recent inflation suggests larger increases are imminent. And as disclosed in the Kaiser Family Foundation (KFF) survey, employers continue to be anxious about meeting the mental health needs of their employees and their dependents.

Conducted from February through July 2022, the KFF 2022 Employer Health Benefits Survey, of 2,188 randomly selected private and non-federal public firms of three or more workers, reveals that workers at small firms pay more in premiums and face higher deductibles than workers at large firms.

KFF 2022 Survey Workers at Small Firms Pay More in Premiums and Face Higher Deductibles than Workers at Large Firms

In 2022, the average annual premiums for employer-sponsored health insurance are $7,911 for single coverage and $22,463 for family coverage. In contrast to the lack of premium growth in 2022, workers’ wages increased 6.7% and inflation increased 8%.

Key Findings

Additional Findings

Check out the KFF 2022 Employer Health Benefits Survey to ensure that you and your clients are up to date with the latest employer-sponsored coverage data. Contact us today to develop tailored benefits solutions that address your clients’ needs.

KFF 2022 Employer Health Benefits Survey

 

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KFF 2021 Employer Health Benefits Survey

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To more effectively recruit and retain talent in today’s tight labor market, many employers are updating and expanding their health benefits to better align with employees’ needs as illustrated in the recently released Kaiser Family Foundation (KFF) 2021 Employer Health Benefits Survey.

Conducted from January through July 2021, the KFF 2021 Employer Health Benefits Survey, of 1,686 randomly selected private and non-federal public employers of three or more workers, reveals how the pandemic affected workplace health benefits, including mental and behavioral health services, telemedicine, health and wellness programs, biometric screenings, and more.

Key Findings

Among firms with at least 50 workers that offer health benefits:

Many Employers Changed Health Benefits in Response to COVID-19 Pandemic

Additional Findings

Biometric Screenings
Among firms offering health benefits, 26% of small firms and 38% of large firms provide workers the opportunity to complete a biometric screening. Among firms offering a biometric screening opportunity both this year and last year, 32% of smaller firms (50-199 employees) and 43% of larger firms report making some change in their biometric screening programs since the start of the COVID-19 pandemic. The changes include:

Read the KFF 2021 Employer Health Benefits Survey to ensure you and your clients are up to date with the latest employer-sponsored coverage data. Contact us today to develop tailored benefits solutions that address your clients’ needs.

KFF 2021 Employer Health Benefits Survey

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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Boom in New Business Formations: Opportunities for Brokers

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New business formation soared during the COVID-19 pandemic. According to US Census Bureau data, new business applications in California increased by 20% over 2019 in 2020 to 437,000. The trend is continuing this year. That’s a lot of small group prospects that need health benefits in order to recruit employees.

The US Census Bureau has a helpful interactive chart where you can drill down to get new business formation data in your local county.

The boom in new business creation is in the news. For more information, this recent US Chamber of Commerce article provides more in-depth coverage.

Contact us today for help selling health benefits to new businesses.

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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Survey Results: High Satisfaction with Employers’ Return-to-Work Plans

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According to the results of a June 2020 American Staffing Association (ASA) Workforce Monitor® online survey conducted by The Harris Poll, more than three-quarters of U.S. employees (79%) are satisfied with their employers’ pandemic-related return-to-work plans.

Eight in 10 men (83%) compared to seven in 10 women (74%) are satisfied with such plans, while generations also differ in their satisfaction levels—with Baby Boomers (85%), Millennials (82%), and Gen X (77%) all more satisfied, and Gen Z (62%) less content.

ASA Workforce Monitor Survey

The top five measures employees cite as critical to feeling safe at work:

  1. Social distancing measures (e.g., signage, plan for communal areas, reduced number of staff in workplaces at a time, etc.): 53%.
  2. Detailed cleaning protocols: 46%.
  3. Covid-19 testing offered to employees: 44%.
  4. Personal protective equipment required (i.e., masks): 44%.
  5. Temperature/symptom screening: 43%.

However, 7% of employees said nothing would make them feel safe on the job during the pandemic, with health care workers more likely to cite this fear (14%) than those in the professional–managerial (6%) and engineering, scientific, and IT (2%) industries. One in 10 industrial (8%) and office–clerical and administrative (7%) workers also share this concern. Learn more about the ASA Workforce Monitor survey.

Confidently Advise Your Clients with Our Extensive COVID-19 Broker Resources

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.

 

 

Top 20 Lowest Cost Medical Plans – Small Group (1-100)

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Addressing employers’ cost-containment concerns and offering high-quality benefit plans tailored to their needs is simple with our quarterly Top 20 Reports.

Features:

Our Top 20 Reports Will Help You:

Deliver value by offering the most economical plans to your price-conscious clients, and use our powerful Top 20 Report as a prospecting tool – if your prospect cannot afford 50% of the lowest cost plan for enrolling employees, then it’s clear they can’t afford to offer coverage.

Get Our Q4-2020 Broad and Narrow Network Plan Reports Now!
To download these must-have reports, simply submit the form on this page.

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.

 

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Top 20 Lowest Cost Medical Plans – Small Group (1-100)

Posted by

Addressing employers’ cost-containment concerns and offering high-quality benefit plans tailored to their needs is simple with our quarterly Top 20 Reports.

Features:

Our Top 20 Reports Will Help You:

Deliver value by offering the most economical plans to your price-conscious clients, and use our powerful Top 20 Report as a prospecting tool – if your prospect cannot afford 50% of the lowest cost plan for enrolling employees, then it’s clear they can’t afford to offer coverage.

Get Our Q3-2020 Broad and Narrow Network Plan Reports Now!
To download these must-have reports, simply submit the form on this page.

Questions?
Contact the small group experts at 800.696.4543 or info@claremontcompanies.com.